Enter your questions or keywords here How are fees deducted from my investment?The fees described in the fee structure table are deducted directly from each Fund so you are not required to pay any money to cover these expenses. Popular questions What is the fee structure for your Funds? How are fees deducted from my investment? How do I calculate my PIR rate? What should I do if my PIR rate changes? Will you send me an End of Year Tax Statement? How do I make a withdrawal? How do I transfer my holding to another person or trust in the same fund? Can I access my account online? When can I access my KiwiSaver funds? How easy is it to change KiwiSaver provider? Can I access my account online? Can I transfer funds from another NZ super scheme into my KiwiSaver account? How do I make contributions? On my pay slip I see contributions deducted from my wages, where do these go? Can I make lump sum contributions over and above my regular contribution?