LifeSaver Plan

    A workplace retirement savings scheme

    LifeSaver is a workplace savings scheme which you can join if your employer has agreed to participate. It's designed to help you save for a comfortable retirement or to help you buy your first home.

    To join LifeSaver you must:

    • be a New Zealand resident;
    • be over 18 years of age; and
    • meet the eligibility criteria to join your Employer Scheme (outlined in your employer supplement).

    Copies of your employer's Participating Agreement and any amendments are available from us on request and without charge.

    • Experienced in-house Investment Team

      Our 20+ strong Investment Team actively manage your LifeSaver investment to help grow your returns over the long term.

    • LifeSaver makes saving easy

      Your regular contributions are automatically deducted from your salary by your employer and paid to your LifeSaver account.

    • Award-winning Client Services team

      Our team of friendly, knowledgeable Client Service Representatives will help you on your LifeSaver journey.

    • Responsible Investment Policy

      You will have peace of mind thanks to our robust responsible investing policy.

      Learn more

    Ways to use the LifeSaver Plan

    Buying your first home with LifeSaver

    After three years in LifeSaver you can apply to withdraw your savings from your LifeSaver account toward the purchase price on a property. Conditions apply.

    Make the most of LifeSaver

    You can choose how you want your savings to be invested. Review and download our LifeSaver Investor Profile Questionnaire (IPQ) to find out which investment strategy is right for you.

    Our LifeSaver Plan funds

    There is a range of funds for you to choose from. Please refer to your employer supplement under the heading 'Description of your investment options'.

    • Preservation Fund

      Aims to provide stable returns and reduce the potential of capital loss over the short to medium term by investing in New Zealand cash and New Zealand short term fixed interest assets.

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    • Conservative Fund

      Aims to provide stable returns over the long term by investing mainly in income assets with a modest allocation to growth assets.

      Learn more
    • New Zealand Fixed Income Fund

      Aims to provide stable returns over the long term by investing in New Zealand fixed interest assets.

      Learn more
    • Balanced Fund

      Aims to provide a balance between stability of returns and growing your investment over the long term by investing in a mix of income and growth assets.

      Learn more
    • Growth Fund

      Aims to grow your investment over the long term by investing mainly in growth assets.

      Learn more
    • Equity Fund

      Focuses on growth of your investment over the long term by investing in New Zealand and international shares.

      Learn more
    • Trans Tasman Equity Fund

      Focuses on growth of your investment over the long term by investing in Australasian shares.

      Learn more

    Here's how you can contact us

    • Email us

      Our friendly team is here to help.

      Email us a query
    • Give us a call

      Mon-Fri from 8.30am to 5.00pm.

      0508 347 437

      +64 9 445 3377

    • Postal address

      Fisher Funds Management Limited,

      Private Bag 93502, Takapuna,

      Auckland 0740, New Zealand

    • Media enquiries

      Member of the press?

      Send an email

      Or call +64 27 262 9802

    • Download PDS

      Download the Product Disclosure Statement for more details.

    • Our financial advice services

      Please read the Fisher Funds’ Advice Disclosure to find out about our financial advice services.