Enter your questions or keywords here Who can join KiwiSaver?Most New Zealanders can join KiwiSaver even if you are not working. You must be living or normally living in New Zealand and be a New Zealand citizen (or entitled to permanent residence). Popular questions Who can join KiwiSaver? What does it mean if you joined KiwiSaver before 1 July 2019 and were aged 60 or over when you joined? What does it mean if you joined KiwiSaver after 1 July 2019 and were aged 60 or over when you joined? How do I calculate my PIR rate? What should I do if my PIR rate changes? What is the fee structure for Fisher Funds Managed Funds? How are fees deducted from my investment in Fisher Funds Managed Funds? Will you send me an End of Year Tax Statement? How do I make a withdrawal? How do I transfer my unit trust holding to another person or trust in the same fund? When can I access my KiwiSaver funds? How easy is it to change KiwiSaver provider? Can I access my account online? Can I transfer funds from another NZ super scheme into my KiwiSaver account? How do I make KiwiSaver contributions? On my pay slip I see KiwiSaver contributions deducted from my wages, where do these go?