Results are in today's dollars - this means that any amount you save in the future will have the same buying power as this many dollars today. For example, $200,000 saved today will be worth $120,000 in 20 years. Inflation has been assumed at 2% per annum. The calculator assumes you increase your contributions at the rate of inflation for the whole period.
This calculator is designed to give you ballpark figures only — in other words, they won't be exact to the last dollar. Returns are subject to investment and other risks (including loss of income and principal invested) and are not guaranteed. Actual returns will vary depending on the investment performance of your chosen fund or funds.