Investment Options for the
    Fisher Funds KiwiSaver Scheme

    Our award-winning scheme has a range of actively managed funds to suit your goals and appetite for risk. Choose from four existing strategies or build your own.

    Conservative Strategy
    100% Conservative Fund

    Summary of investment objectives and strategy

    Aims to provide stable returns over the long term by investing mainly in income assets with a modest allocation to growth assets.

    Suggested minimum timeframe
    3 years
    Risk indicator
    1
    3
    7

    Risk indicator for the Conservative Strategy:

    Lower risk Higher risk
    1
    2
    3
    4
    5
    6
    7
    Potential lower returnsPotential higher returns

    The risk indicator is rated from 1 (low) to 7 (high). The rating reflects how much the value of the fund’s assets goes up and down (volatility). A higher risk generally means higher potential returns over time, but more ups and downs along the way.

    Annualised 5-year return
    2.6%
    Annual fund charge
    0.93%
    Who is the fund suitable for?

    A short term or naturally cautious investor:

    • Looking to make a withdrawal in the short term
    • Values lower volatility of returns over achieving potential higher returns

    While this fund is designed to be conservative in nature, in times of heightened market volatility the value of your investment may go up or down.

    Join now

    Balanced Strategy
    40% Conservative Fund
    60% Growth Fund

    Summary of investment objectives and strategy

    Aims to provide a balance between stability of returns and growing your investment over the long term by investing in a mix of income and growth assets. Automatically rebalanced each year to a target fund mix determined by us, within a range of 40% to 50% Conservative Fund and 50% to 60% Growth Fund while you remain invested only in the Balanced Strategy.

    Suggested minimum timeframe
    5 years
    Risk indicator
    1
    4
    7

    Risk indicator for the Balanced Strategy:

    Lower risk Higher risk
    1
    2
    3
    4
    5
    6
    7
    Potential lower returnsPotential higher returns

    The risk indicator is rated from 1 (low) to 7 (high). The rating reflects how much the value of the fund’s assets goes up and down (volatility). A higher risk generally means higher potential returns over time, but more ups and downs along the way.

    Annualised 5-year return
    5.3%
    Annual fund charge
    0.98%
    Who is the fund suitable for?

    A medium to long term investor:

    • Wants a balance between volatility of returns and achieving potential higher returns
    Join now

    Growth Strategy
    100% Growth Fund

    Summary of investment objectives and strategy

    Aims to grow your investment over the long term by investing mainly in growth assets.

    Suggested minimum timeframe
    7 years
    Risk indicator
    1
    5
    7

    Risk indicator for the Growth Strategy:

    Lower risk Higher risk
    1
    2
    3
    4
    5
    6
    7
    Potential lower returnsPotential higher returns

    The risk indicator is rated from 1 (low) to 7 (high). The rating reflects how much the value of the fund’s assets goes up and down (volatility). A higher risk generally means higher potential returns over time, but more ups and downs along the way.

    Annualised 5-year return
    7.3%
    Annual fund charge
    1.02%
    Who is the fund suitable for?

    A long term investor:

    • Can tolerate volatility of returns in the expectation of potential higher returns
    • Has time on their side
    Join now

    GlidePath

    Summary of investment objectives and strategy

    GlidePath takes the hassle out of investing. With GlidePath, your account is automatically invested in one or a mix of the Conservative Fund and the Growth Fund that changes based on your age. It's designed to reduce your investment risk as you get older.

    Join now

    Build a strategy that suits you

    Drag the bars below to select the percentage of funds you would like to invest in. Both options must add to 100%.

    40%
    60%

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