Investment Options for the
Fisher Funds KiwiSaver Scheme

Our award-winning scheme has a range of actively managed funds to suit your goals and appetite for risk. Choose from four existing strategies or build your own.

Conservative Strategy
100% Conservative Fund

Summary of investment objectives and strategy

Aims to provide stable returns over the long term by investing mainly in income assets with a modest allocation to growth assets.

Suggested timeframe
2 years
Suggested minimum timeframe for this investment is 2 years
Risk indicator
 
1
7
3

Risk indicator for the Conservative Strategy:

Lower risk

Higher risk

1
2
3
4
5
6
7

Potential lower returns

Potential higher returns

The risk indicator is rated from 1 (low) to 7 (high). The rating reflects how much the value of the fund’s assets goes up and down (volatility). A higher risk generally means higher potential returns over time, but more ups and downs along the way.

Annualised 5-year return
3.5%

* Inception Date: 11 June 2009

* After fees and before tax returns as at 30 April 2022 . Fund performance figures have been annualised where the performance period is more than one year. Fund performance figures do not include entry fees, exit fees or brokerage fees or tax, but do include any tax credits applicable to the funds since October 2007. Please note that past performance is not necessarily indicative of future returns. Returns can be positive or negative, and returns over different time periods may vary. No returns are promised or guaranteed.`

Annual fund charge
0.93%
You will be charged fees for investing in Fisher Funds KiwiSaver. Fees are deducted from your investment and will reduce your returns. If Fisher Funds invests in other funds, those funds may also charge fees.
Who is the fund suitable for?

A short term or naturally cautious investor:

  • Looking to make a withdrawal in the short term
  • Values lower volatility of returns over achieving potential higher returns

While this fund is designed to be conservative in nature, in times of heightened market volatility the value of your investment may go up or down.

Balanced Strategy
40% Conservative Fund
60% Growth Fund

Summary of investment objectives and strategy

Aims to provide a balance between stability of returns and growing your investment over the long term by investing in a mix of income and growth assets. Automatically rebalanced each year to a target fund mix determined by us, within a range of 40% to 50% Conservative Fund and 50% to 60% Growth Fund while you remain invested only in the Balanced Strategy.

Suggested timeframe
4 years
Suggested minimum timeframe for this investment is 4 years
Risk indicator
 
1
7
4

Risk indicator for the Balanced Strategy:

Lower risk

Higher risk

1
2
3
4
5
6
7

Potential lower returns

Potential higher returns

The risk indicator is rated from 1 (low) to 7 (high). The rating reflects how much the value of the fund’s assets goes up and down (volatility). A higher risk generally means higher potential returns over time, but more ups and downs along the way.

Annualised 5-year return
6.3%

* Inception Date: 11 June 2009

* After fees and before tax returns as at 30 April 2022 . Fund performance figures have been annualised where the performance period is more than one year. Fund performance figures do not include entry fees, exit fees or brokerage fees or tax, but do include any tax credits applicable to the funds since October 2007. Please note that past performance is not necessarily indicative of future returns. Returns can be positive or negative, and returns over different time periods may vary. No returns are promised or guaranteed.`

Annual fund charge
0.99%
You will be charged fees for investing in Fisher Funds KiwiSaver. Fees are deducted from your investment and will reduce your returns. If Fisher Funds invests in other funds, those funds may also charge fees.
Who is the fund suitable for?

A medium to long term investor:

  • Wants a balance between volatility of returns and achieving potential higher returns

Growth Strategy
100% Growth Fund

Summary of investment objectives and strategy

Aims to grow your investment over the long term by investing mainly in growth assets.

Suggested timeframe
5 years
Suggested minimum timeframe for this investment is 5 years
Risk indicator
 
1
7
4

Risk indicator for the Growth Strategy:

Lower risk

Higher risk

1
2
3
4
5
6
7

Potential lower returns

Potential higher returns

The risk indicator is rated from 1 (low) to 7 (high). The rating reflects how much the value of the fund’s assets goes up and down (volatility). A higher risk generally means higher potential returns over time, but more ups and downs along the way.

Annualised 5-year return
8.6%

* Inception Date: 01 October 2007

* After fees and before tax returns as at 30 April 2022 . Fund performance figures have been annualised where the performance period is more than one year. Fund performance figures do not include entry fees, exit fees or brokerage fees or tax, but do include any tax credits applicable to the funds since October 2007. Please note that past performance is not necessarily indicative of future returns. Returns can be positive or negative, and returns over different time periods may vary. No returns are promised or guaranteed.`

Annual fund charge
1.03%
You will be charged fees for investing in Fisher Funds KiwiSaver. Fees are deducted from your investment and will reduce your returns. If Fisher Funds invests in other funds, those funds may also charge fees.
Who is the fund suitable for?

A long term investor:

  • Can tolerate volatility of returns in the expectation of potential higher returns
  • Has time on their side

GlidePath

Summary of investment objectives and strategy

GlidePath takes the hassle out of investing. With GlidePath, your account is automatically invested in one or a mix of the Conservative Fund and the Growth Fund that changes based on your age. It's designed to reduce your investment risk as you get older.

Build a strategy that suits you

Drag the bars below to select the percentage of funds you would like to invest in. Both options must add to 100%.

Conservative Fund
40%
Growth Fund
60%

Got questions? We've got answers.

Our team is available to tell you more and answer any questions you may have. Send us an email or request a call by clicking the button below.