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KiwiSaver isn't like a bank account. It's to help you buy your first home and enjoy saving for retirement. You can't 'touch it' whenever you like.

There are two main ways to access your KiwiSaver savings:

For your retirement

For your retirement »

When you reach the age of eligibility for New Zealand superannuation (currently 65) and have been in KiwiSaver for 5 years.

For your first home

For your first home »

If you make a first home withdrawal.

Join or transfer — it's easy!

Join online now » or   Request an information pack »

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