If you are employed and 18 or over and contributing to KiwiSaver from your salary or wages, your employer is required to contribute 3% of your gross salary or wages (unless your employer is already contributing to an alternative NZ Super scheme on your behalf).
After three years membership you can withdraw everything from your account except $1,000 (and any funds you have transferred from an Australian super fund).
Subject to income and house price caps, after three years membership you may be eligible for up to $10,000 extra support from the Government towards your first home.
If you have worked in Aussie since 1992, you can bring your Aussie Super back to your KiwiSaver account. Makes life easier having all your retirement savings in one place, not to mention the fees you'll save.
Disclaimer: Fisher Funds Management Limited ("Fisher Funds") is the issuer of the financial products referred to on this website. A PDS for each of the financial products is available here and also on the relevant scheme's offer register entry at companiesoffice.govt.nz/disclose. The information, calculations and any opinions on this website are based upon sources believed reliable, but Fisher Funds, its officers and directors make no representations as to their accuracy or completeness. All opinions reflect our judgment on the date of communication and are subject to change without notice. Professional investment advice should be taken before making an investment. Past performance is not a reliable guide to future performance. A disclosure statement is available from your financial adviser, on request and free of charge.
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