Should I move my money to a conservative fund Scroll

Answers to Common KiwiSaver and Investing Questions - 1pm Thursday 11 August  2022

Join our next webinar. As part of Money Week 2022, our panel of experts will be answering some of our most commonly asked KiwiSaver and investing questions. 

Register here >

Fisher Funds Answers: Should I move my money to a conservative fund?

Investing newsroom
Fisher Funds ,

Fisher Funds
Email Fisher Funds »

28 July, 2022

Share on Facebook Share on LinkedIn Share by Email

During times of market volatility, some of our clients ask if they should move into a more conservative fund. As KiwiSaver Specialist, Nefe Teare explains in this video, the short answer is no, not unless your financial goals or your investment timeframe have changed.

 

If you are in a growth or balanced strategy, it may be hard to see your balance drop. However, it is important to remember that KiwiSaver is a long-term investment and for most people, deciding to move to a conservative fund based on today’s market activity when you have 5 years or more until you plan to withdraw it will mean you miss out on any potential growth when markets recover. It is likely that you should remain in your current investment strategy. Simply said, now is the time to be patient.

When is the right time to be in a conservative strategy?

Conservative strategies are suitable for those who plan on withdrawing their KiwiSaver investment within the next 2 years – either for their first home purchase or retirement.

Get in touch

If you're worried that you're in the wrong fund, or you haven't chosen a fund yourself, you can complete our Investor Profile Questionnaire to help you understand which fund may be suitable for you. You can also contact us on 0508 FISHER (0508 347 437) or send us an email.

 

For more answers to questions like this as well as insights from our investment team, visit our video library.

Join or transfer — it's easy!

Request a call » or   Join Online »


How we invest

How we invest

The bedrock of our investment process is a philosophy or set of beliefs that set out what we believe drives share prices, where best to look for investment opportunities and how we should organise ourselves to identify and profit from these opportunities.

Download 'Building Greater Lifetime Savings: An Introduction To How We Invest In The Share Market'

Download »




Is there anything we
can help you with?

Chat to us