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    16 October 2025

    Watch: What does the OCR drop mean for savers

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    Video LibraryGeneral InvestingManaged Funds

    Now that the dust has settled on the OCR news of last week, Robyn Conway has shone a light on what the drop in rates means for savers. A one-year term deposit had an average return of 6.1% in October 2023 and today they’re sitting at 3.5%. This makes it a good time to talk to a financial adviser to see what role managed funds might play in your savings strategy. Remember managed funds are not covered by the Depositor Compensation Scheme and are subject to volatility.

    Remember managed funds are not covered by the Depositor Compensation Scheme and are subject to volatility.

    Fisher Funds Management Limited is the issuer of the Fisher Funds branded managed investments schemes available on its website. Find the PDSs at fisherfunds.co.nz

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    Disclaimer: Fisher Funds means Fisher Funds Management Limited ("Fisher Funds"). Fisher Funds Management Limited is the issuer of the Fisher Funds KiwiSaver Plan, Fisher Funds Managed Funds, Premium Service, Fisher Funds Investment Funds, LifeSaver Plan, and Investment Series. A PDS for each of the financial products is available here and also on the relevant scheme's offer register entry at disclose-register.companiesoffice.govt.nz/. Fisher Funds Professional investment advice should be taken before making an investment. A disclosure statement is available from your adviser, on request and free of charge.

    Fund performance figures do not include entry fees, exit fees, or any other fees associated with buying or selling units in the fund, or tax, but do include any tax credits applicable to the funds since October 2007. Information, calculations, and any opinions on this website are based upon sources believed reliable, but Fisher Funds, its officers and directors make no representations as to their accuracy or completeness. All opinions reflect our judgment on the date of communication and are subject to change without notice. Please note that past performance is not necessarily indicative of future returns. Returns can be positive or negative, and returns over different time periods may vary. No returns are promised or guaranteed.

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