One of the most important decisions you can make about your KiwiSaver account is how you want your savings managed. You might not have the skills or experience to manage investments (that’s what we do for you) but we need guidelines from you so that we can manage your savings appropriately.
We understand that every investor has different investment goals (and timeframes in which to achieve these) and that investors have varying appetites for risk. This is why we give you the flexibility to choose your KiwiSaver investment strategy to best meet your needs.
Before choosing your investment strategy, it is important that you think about:
- Your investment timeframe (how long you will be saving before you take out money for your first home or retirement); and
- Your risk tolerance (how comfortable you are with ups and downs in the value of your savings along the way).
To help decide the investment strategy that you consider is best for you, simply click on the link below and answer a few questions. If you are unsure at any stage and would rather talk to us, contact our friendly team on 0800 FF KIWI (0800 33 5494).