Terms and Conditions 

1.  Promoter 

1.1. The Kiwibank and Fisher Funds KiwiSaver Plan $100 Boost Promotion (the “Promotion”) is offered by Fisher Funds Management Limited. 

1.2. Fisher Funds Management Limited (“Fisher Funds”) is the issuer and manager of the Fisher Funds KiwiSaver Plan. A Product Disclosure Statement for the Fisher Funds KiwiSaver Plan is available at fisherfunds.co.nz.  

2.  Promotion Period 

2.1. The Promotion runs from 12:00am on 12 November 2026 to 11:59pm on 28 February 2027 (the “Promotion Period”). 

3.  Offer 

3.1. Subject to these Terms and Conditions, Eligible Participants will receive a one-off NZD $100 voluntary contribution funded by Fisher Funds and credited to their Fisher Funds KiwiSaver Plan account (the “Boost”). 

4.  Eligibility 

4.1. To be eligible for the Boost, a person (“Participant”) must:  

(a) during the Promotion Period:  

(i) submit an application to join, rejoin or transfer to the Fisher Funds KiwiSaver Plan; 

(ii) hold an active Kiwibank bank account when they submit their application; 

(iii) complete all application, identity verification and other steps required of the Participant for their Fisher Funds KiwiSaver Plan account to be opened or their transfer to be processed; and  

(b) have a minimum balance of NZD $1,000 in their Fisher Funds KiwiSaver Plan account at the time Fisher Funds verifies their eligibility for the Boost.   

A Participant who satisfies all of the requirements in this clause 4 is an “Eligible Participant”. 

4.2. For the purposes of clause 4.1(a), the Participant must complete the requirements in clauses 4.1(a)(i) to (iii) during the Promotion Period. However, the Participant’s Fisher Funds KiwiSaver Plan account may be opened, or their transfer may be completed, after the Promotion Period ends. 

4.3. A Participant joining or rejoining the Fisher Funds KiwiSaver Plan is considered to have joined when their Fisher Funds KiwiSaver Plan account has been opened. 

4.4. A Participant transferring from another KiwiSaver scheme is considered to have transferred to the Fisher Funds KiwiSaver Plan when the transfer from their previous KiwiSaver provider has been completed. 

4.5. Fisher Funds will verify whether the Participant satisfies the requirements in clause 4.1 after their Fisher Funds KiwiSaver Plan account has been opened or their transfer has been completed. 

4.6. The Promotion is available to Participants under 18, provided all requirements applicable to minors joining or transferring to the Fisher Funds KiwiSaver Plan are completed. 

4.7. A Participant is not eligible for the Boost if: 

(a) the Participant is an employee of Fisher Funds or Kiwibank, or a member of an employee’s immediate family: 

(b) the Participant is currently a member of the Fisher Funds KiwiSaver Plan or has been a member of the Fisher Funds KiwiSaver Plan at any time during the 12 months before the date of their application; or 

(c) the Participant’s application to join, rejoin or transfer to the Fisher Funds KiwiSaver Plan is declined, withdrawn or otherwise not completed. 

5.  How the Promotion Works 

5.1. To enter the Promotion, Participants must, during the Promotion Period, complete and submit an application to join, rejoin or transfer to the Fisher Funds KiwiSaver Plan either: 

5.1.1. through the dedicated link on the Kiwibank website, which directs Participants to the Fisher Funds website to complete their application; or 

5.1.2. through a Kiwibank branch. 

5.2. Once Fisher Funds has verified that the eligibility requirements under clause 4 have been met, Fisher Funds will arrange for one Boost of NZD $100 to be credited to the Eligible Participant’s Fisher Funds KiwiSaver Plan account. 

5.3. The Boost is expected to be credited to the Eligible Participant’s Fisher Funds KiwiSaver Plan account within 20 Business Days after Fisher Funds confirms that all eligibility requirements have been met. 

5.4. The Boost will be invested in accordance with the investment instructions applying to the Eligible Participant’s Fisher Funds KiwiSaver Plan account when it is credited. 

6.  Limitations 

6.1. The Promotion is limited to one Boost per Eligible Participant and per Fisher Funds KiwiSaver Plan account. 

6.2. An Eligible Participant cannot receive more than one Boost by submitting multiple applications or holding multiple accounts. 

6.3. The Boost will not be paid to a bank account, transferred to another person or exchanged for cash or credit outside the Fisher Funds KiwiSaver Plan account. 

6.4. The Promotion cannot be combined with any other Fisher Funds offer, incentive or benefit available for joining, rejoining or transferring to the Fisher Funds KiwiSaver Plan. 

6.5. An Eligible Participant must remain a member of the Fisher Funds KiwiSaver Plan until the Boost is credited. If the Eligible Participant transfers out of the Fisher Funds KiwiSaver Plan or otherwise ceases to be a member before the Boost is credited, they will no longer be eligible for the Boost. 

6.6. Once credited, the Boost will be recorded as a voluntary contribution to the Eligible Participant’s Fisher Funds KiwiSaver Plan account and will form part of that account. The Boost and any withdrawal from the Fisher Funds KiwiSaver Plan account will be subject to the governing documents and withdrawal rules of the Fisher Funds KiwiSaver Plan. 

6.7. Fisher Funds may verify a Participant’s eligibility and may decline to provide the Boost if the eligibility requirements have not been met, or if information provided in connection with the Promotion is incomplete, misleading or fraudulent, subject to applicable law. 

7.  Privacy 

7.1. Fisher Funds may collect and use personal information for the purposes of administering the Promotion and verifying eligibility for it, in accordance with the Fisher Funds Privacy Policy available at fisherfunds.co.nz/privacy. 

8.  Fisher Funds’ Rights 

8.1. Fisher Funds reserves the right to amend, suspend or withdraw the Promotion if required by law or due to circumstances beyond its reasonable control, subject to any rights Participants may have under applicable law. 

8.2. To the maximum extent permitted by law, Fisher Funds and its related companies, directors, officers, employees and agents will not be liable for any loss, damage, cost, expense or liability arising from or in connection with the Promotion or the crediting or use of the Boost. 

8.3. Nothing in these Terms and Conditions excludes, restricts or modifies any rights or remedies a Participant may have under New Zealand law that cannot be excluded, restricted or modified. 

9.  General 

9.1. By participating in the Promotion, Participants agree to be bound by these Terms and Conditions. 

9.2. If a Participant is currently a member of another KiwiSaver scheme, by applying to transfer to the Fisher Funds KiwiSaver Plan, they acknowledge that they are leaving their current KiwiSaver scheme and authorise the transfer of their KiwiSaver account balance to the Fisher Funds KiwiSaver Plan. 

9.3. If a Participant is currently a member of another KiwiSaver scheme, they should consider whether the Fisher Funds KiwiSaver Plan is appropriate for their circumstances. Fees, performance and service may differ from those of their existing KiwiSaver scheme. 

9.4. These Terms and Conditions are governed by New Zealand law. Any dispute arising in connection with the Promotion will be subject to the non-exclusive jurisdiction of the courts of New Zealand. 

9.5. In these Terms and Conditions, “Business Day” means any day other than a Saturday, Sunday or public holiday in New Zealand.