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There are two main ways to access your KiwiSaver savings:

For your retirement

For your retirement »

When you reach the age of 65. If you joined KiwiSaver (or a complying fund) before 1 July 2019, a 5 year minimum membership requirement applies if you were aged 60 or over when you joined.  Once you’ve reached the age of 65 you can opt out of this requirement and make a partial or full withdrawal, however if you do so you will forego your entitlement to the Government contribution and compulsory employer contributions.

For your first home

For your first home »

If you make a first home withdrawal.

Join or transfer — it's easy!

Join online now » or   Request an information pack »

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