There are two main ways to access your KiwiSaver savings:

For your retirement

For your retirement »

When you reach the age of 65. If you joined KiwiSaver (or a complying fund) before 1 July 2019, a 5 year minimum membership requirement applies if you were aged 60 or over when you joined.  From 1 April 2020 you can opt out of this requirement, and if you are aged 65 or over make a partial or full withdrawal.

For your first home

For your first home »

If you make a first home withdrawal.

Join or transfer — it's easy!

Join online now » or   Request an information pack »

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