1. Promoter

1.1. The Fisher Funds $5k Campaign (the “$5k Campaign”) is promoted by Fisher Funds Management Limited (“Fisher Funds”).

1.2. Fisher Funds is the issuer and manager of the Fisher Funds KiwiSaver Plan, Fisher Funds KiwiSaver Scheme and Fisher Funds TWO KiwiSaver Scheme. The Product Disclosure Statement for the Fisher Funds KiwiSaver Plan is available at fisherfunds.co.nz.

2. Participants

2.1. The $5k Campaign is open to all individuals (“Participants”) who meet the eligibility criteria in Clause 5.

3. The Draws

3.1. There will be three (3) draws, with four (4) Participants per draw randomly selected using a computerised random number generator (the “Drawn Participants”):

a) The December Draw will take place on 12 January 2026 (“the December Draw Date”) and will be for the period from 1 December 2025 to 31 December 2025 (“December Draw Period”).

b) The January Draw will take place on 11 February 2026 (the “January Draw Date”) and will be for the period from 1 January 2026 to 31 January 2026 (“January Draw Period”).

c) The February Draw will take place on 11 March 2026 (the “February Draw Date”) and will be for the period from 1 February 2026 to 28 February 2026 (“February Draw Period”).

3.2. The December Draw, January Draw, and February Draw are collectively the Draws, and each is a Relevant Draw.

3.3. The December Draw Period, January Draw Period, and February Draw Period are collectively the Draw Periods, and each is a Relevant Draw Period.

3.4. The December Draw Date, January Draw Date, and February Draw Date are collectively the Draw Dates, and each is a Relevant Draw Date.

3.5. Each Relevant Draw Period commences at 12.01am and ends at 11.59pm on the respective start and end dates.

4. Prize

4.1. Each prize consists of NZD $5,000 (“Prize”), which will be paid as a voluntary member contribution into the Drawn Participant’s Fisher Funds KiwiSaver Plan, Fisher Funds KiwiSaver Scheme, or Fisher Funds TWO KiwiSaver Scheme (“Schemes” and each a “relevant Scheme”) account subject to Clauses 6.2 and 6.3 below.

4.2. Standard KiwiSaver withdrawal rules apply to all Prizes.

4.3. The $5k Campaign will consist of a total of twelve (12) Prizes, totalling $60,000.00.

5. Entry into the Draws

5.1. Each Participant, who, in the sole discretion of Fisher Funds, meets the criteria set out in Clause 5.2 to 5.4 below, will receive one entry into the Relevant Draw.

5.2. A Participant will receive one entry if, during the Relevant Draw Period:

a) They are, or become, 18 years of age or older; and

b) They either:

• i) Became a member of the Fisher Funds KiwiSaver Plan, including as a default member; or

• ii) For any person who is already a member of a Scheme, an employee, employer or voluntary contribution is received by Fisher Funds for the credit of their member account (“Contribution”); and

c) On the Relevant Draw Date they:

• i) Are a member of a Relevant Scheme; and

• ii) Have a valid email address recorded in Fisher Funds’ Client Relationship Management (CRM) system; and

• iii) Have not won a Prize in any prior Relevant Draw.

For the purpose of clause 5.2(b)(ii), a Contribution is “received by Fisher Funds” on the date the Contribution is credited to the Relevant Scheme bank account. This date is not visible to members and does not appear on Fisher Funds Online (FFO). In most situations, the date the Contribution is credited to the Relevant Scheme bank account is the date the Contribution leaves the member’s bank account, however, there may be side cases where a Contributions is credited to the Relevant Scheme bank account on a later date.

5.3. In addition to Clause 5.2:

a) Each Participant who joins in December will receive one entry into the January Draw if:

• i) During the January Draw Period they are, or became, 18 years of age; and

• ii) On the January Draw Date they meet the criteria in Clause 5.2 (c) above.

b) Each Participant who joins in December or January will receive one entry into the February Draw, if:

• i) During the February Draw Period they are, or become, 18 years of age; and

• ii) On the February Draw Date, they meet the criteria in Clause 5.2(c) above.

5.4. Employees and contractors providing employee-type services to Fisher Funds during any Relevant Draw Period or on any Relevant Draw Date are excluded from that Relevant Draw.

5.5. Subject to Clause 5.2(c)(iii), entry into one Draw does not exclude entry into any subsequent Draws.

6. Notification to Drawn Participants

6.1. Fisher Funds will notify each Drawn Participant by one (1) phone call, one (1) text message, and/or one (1) email to the contact details recorded in its CRM system within five (5) business days of the Relevant Draw (“Notification”).

6.2. A Drawn Participant has four (4) weeks from Notification to inform Fisher Funds if they do not wish to accept the Prize or are otherwise unable to accept.

6.3. Fisher Funds will deposit the Prize into the Drawn Participant’s Scheme account on or about a date which is no less than four (4) weeks from the relevant Draw Date unless it receives a response under Clause 6.2 above.

6.4. If a Drawn Participant informs Fisher Funds pursuant to Clause 6.2 above that they do not wish to accept or cannot otherwise accept the Prize, the Prize will be forfeited and Fisher Funds may, at its sole discretion, randomly draw another Participant from the same Relevant Draw Period to receive the Prize (a “Redrawn Participant”).

6.5. Prizes are non-transferable, non-exchangeable, and non-negotiable.

7. Tax Considerations

7.1. The Prize is intended to be a voluntary KiwiSaver contribution and is not expected to be treated as taxable income. However, individual circumstances may vary, and Participants should seek independent tax advice if uncertain.

7.2. Fisher Funds is not responsible for any tax implications arising from acceptance and receipt of a Prize.

8. Use of Information

8.1. Unless otherwise agreed and provided the Participant has not forfeited their Prize pursuant to Clause 6.4, Fisher Funds may use a Drawn (or Redrawn) Participant’s personal information (name and city or region) held about them to celebrate them on the Fisher Funds website, email marketing and/or official social media channels.

8.2. Such Drawn (or Redrawn) Participants may be asked to participate in promotional or publicity activities arranged by Fisher Funds. Participation in these activities is voluntary.

9. Fisher Funds’ Rights

9.1. Fisher Funds reserves the right to substitute or withdraw any Prize, or any aspect of the $5k Campaign, where required by law or due to circumstances beyond its control.

9.2. Fisher Funds will not be liable for any loss, damage, or liability arising from or in connection with participation in the $5k Campaign or the awarding or use of any Prize, except as required by law.

9.3. Fisher Funds reserves the right to verify eligibility and to disqualify any Participant who does not meet the criteria in Clause 5, or who provides false or misleading information, or has tampered with the $5k Campaign process.

9.4. Fisher Funds reserves the right to amend, suspend, or terminate the $5k Campaign and these Terms and Conditions at any time if, for any reason, any aspect of the Campaign is not capable of running as planned, including due to computer viruses, network failures, bugs, tampering, unauthorised intervention, fraud, technical failures, or any other cause beyond the reasonable control of Fisher Funds.

9.5. Fisher Funds is not responsible or liable if any emails are undeliverable for any reason other than Fisher Funds mistyping the email address.

9.6. Fisher Funds accepts no responsibility if any details provided by Drawn (or Redrawn) Participants are incorrect.