When KiwiSaver was launched in 2007 it was restricted to the under 65’s, but in 2019 the legislation was altered to include all age groups. So not only can you continue to grow your investment in KiwiSaver after the age of 65, if you have never had a KiwiSaver account, you can now open one. Senior Wealth Management Adviser, Aaron Hinks, explains more in this short video.

KiwiSaver is a long-term investment plan, and even though you may have reached the retirement age, you may not necessarily want or need to access your KiwiSaver funds straight away.

Continuing to contribute and grow your KiwiSaver investment after 65 is a great way to build your wealth for the latter parts of your retirement or for your family’s future. If you still have a steady income – from work or from rental properties, or you have sold assets in preparation for retirement, investing it into KiwiSaver may be a good option to continue to grow your wealth well into retirement.

When it comes time to access your funds, you can make regular withdrawals or withdraw lump sums as and when you need to.

If you would like to discuss the benefits of KiwiSaver and how KiwiSaver could fit in with your retirement plans, please get in touch - you can request a call from a KiwiSaver Specialist, call us on 0508 347 437, or talk to us on live chat.

Need help?

Not sure whether your current fund is right for your investment goals and timeframes? Our handy tools can help, or you can contact us on 0508 347 437.

If you’d like to join New Zealand’s most trusted KiwiSaver provider, it’s easy to join or transfer here.

For more answers to questions like this, as well as insights from our investment team, visit our video library.